Last updated: January 2026
Who Owes Whom does not collect or transmit any personal data.
All information entered into the app (including names, amounts, sessions, and settlements) is stored locally on the user’s device only and never leaves the device.
The app does not use analytics, advertising, tracking technologies, or any third-party SDKs.
No user accounts are required, and the developer does not have access to any data entered into the app.
If you have questions or need support, please contact:
Email: stephen.milhoan@gmail.com
Developer: Stephen Milhoan